How long do you have to file an injury claim in New Jersey? Learn the two-year deadline, the discovery rule, and the short deadlines for claims against public entities. This guide explains what New Jersey injury victims should understand, why the details matter to your recovery, and how Injury Claim Team connects you with experienced attorneys who handle these cases across all 21 counties.
Why the Deadline Matters
In New Jersey, missing a filing deadline can permanently end an otherwise valid claim. For most personal injury claims, New Jersey sets a two-year statute of limitations running from the date of injury. Claims against public entities under the Tort Claims Act require a notice of claim within 90 days, with suit generally permitted only after a six-month waiting period. Because evidence fades and witnesses become harder to find, acting well before the deadline gives your attorney time to investigate, preserve proof, and build the strongest possible case.
Exceptions That Can Change the Clock
Several exceptions can shorten or extend the standard period. Injuries to minors are generally tolled until the child turns 18, the discovery rule may delay the start date when an injury was not immediately apparent, and claims against government entities follow the Tort Claims Act's much shorter notice rules. Only a careful review of your specific facts reveals which deadline truly applies.
Common Mistakes to Avoid
Injured people often unknowingly weaken their own claims — by delaying medical care, giving recorded statements to the other side's insurer, posting about the incident on social media, or accepting a fast settlement before the full extent of their injuries is known. Each of these can reduce or eliminate a recovery that would otherwise be available.
How Injury Claim Team Helps
Injury Claim Team is not a law firm — we are a service that connects injured New Jerseyans with experienced, independent personal injury attorneys who handle cases like yours. There is no cost to speak with us, and our network attorneys work on contingency: no fee unless they win. Call 973-566-5599 or request a free, confidential review online, and a specialist will reach out within the hour.
Free case review: Questions about your New Jersey injury? Call 973-566-5599 for a free, confidential consultation. No fee unless you win.